List of Medical Expenses Covered in Auto Accident Cases

There are about 35,398 deaths caused by motor vehicle traffic deaths every year, along with 2 million injuries. The numbers are staggering and alarming enough to serve as a warning. Keep to the safe side of things by following all traffic signs and never driving while impaired or under the influence.

Accidents still happen

Still, no matter how careful you are behind the wheel, accidents can happen out of nowhere. If you find yourself in an auto accident, you could sustain a grave or life-threatening injury and end up in the hospital. That’s going to mean costly repair bills.

Insurance coverage

One of the first things you’ll need to ask your auto accident lawyer in Atlantic County is the list of medical expenses covered by your insurance provider. This will go a long way to helping you understand what financial services and help you’re getting. Many insurance plans provide personal injury protection or PIP coverage with different features.

Medical expenses covered

Here’s a list of the medical associated with any of the injuries you suffered as a result of the accident. These are typically covered in most auto insurance policies:

  • Exam costs for when you need to be examined to determine the extent of the injury
  • Medication costs for the medication you need
  • Current rehabilitation costs to ensure recovery and healing
  • Future rehabilitation costs in case your doctor requires you to undertake it in order to improve your recovery
  • Future medical costs that might be associated with your injury or condition
  • Any medical treatment used to treat the injuries you sustained

These include the medical costs you can expect your insurance to cover. However, it’s always better to consult with your provider to make sure you’re on the same page with them. Regular contact with your insurance provider also helps you get the latest policy updates. That way, if the updates affect any of the features of your policy, then you’ll know and be in a better position to make decisions later on.

Who’s covered?

Personal injury protection coverage covers your costs, regardless of whether you or the other driver caused the accident. Some policies cover the costs of medical bills to your passengers or for the passengers of both vehicles. Policies might also cover the other driver’s medical costs.

For more help, reach out to an auto accident lawyer in Atlantic County. Contact the Law Office of David J. Cowhey today.

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